To secure an easy retirement income, it is necessary to think about it very early in life and it is not once arrived at the end of your career that you must start to wonder about what will happen once you are retired. One thing that you can be sure of is that if you don’t do anything about now, no matter what your age is, you will suffer from a much lower income, all of a sudden.
Remember that you also have some responsibilities towards your family. It is not because you are retired that you are free to relax completely. You still have the same obligations to guarantee a comfortable life to your loved ones.
Although it is difficult to think about it at the age of 25, it is better to prepare yourself early to ensure a more or less “comfortable” income in retirement. So, the earlier the better!
Now, if you are already in retirement, the good news is that it is not too late to improve your way of living, and why not?.. to have a much better lifestyle than you ever had, even at the peak of your working life.
How to manage your retirement over the years
1 – Prepare yourself psychologically for retirement
The baby boomer generation have already reached retirement, and many will still be retiring. There is a life after working life. Some will be happy to be retired and others would prefer, even need to continue working.
2 – How to prepare for retirement?
We must see the retirement, as a new life. Discovering a passion, participating in volunteering, being able to travel. The most important thing to do to prepare for retirement is to feel good. Retirement is above all a state of mind.
3- When can you retire?
In some countries, retirement is regulated by law. Despite what is applied, it is sometimes possible to advance your retirement. Depending on present situation, if you still have days off, it might be wise for you to take them to advance the date of your retirement.
4 – Is it possible for you to cumulate your retirement and an other income?
If you prefer to continue working, it is quite possible to cumulate your part-time job and your retirement. Thus you can delay your retirement date either by combining employment with retirement or by means of a progressive retirement. Consult with your present employer to decide what’s best for you and them.
It is also possible to start your own business early on, during your spare time and weekends, and then, you benefit from your retirement pension, as a fixed income.
When do I know if I am ready to retire?
This is the million dollar question, which can be broken down into 3 simple questions:
- Do I want to retire now?
- Is it the right moment?
- Am I tired or otherwise fit?
So many questions to ask yourself to avoid regretting your choice. In the following paragraphs, I will help you make the right choice by sharing with you my personal life experience:
- How I started several part time businesses early on in life
- Why did I do that?
- And why did I really never had a boss to tell me what to do
So, stick with me and find all the information you need to prepare for your retirement, or to improve your way of life, if you are already in retirement.
Okay? So let’s get started …
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How to plan your easy retirement income with Wealthy Affiliate
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But you might think this to be too good to be true, right? This was my impression and I will show you how to plan your easy retirement income with this incredible concept.
But you don’t have to take my word for it, you don’t know me after all. For you I have researched and reviewed every aspects of this company, the program, and the owners. Now you can make an educated decision before deciding if this is for you or not.
First of all sign up, take a free tour, see what 8 weeks plan is and then contact me with your questions.
I have been hanging online since for a while!
During that time I have joined many money making opportunities. I have to admit I have joined many scams and lost some money. But with time I have become wiser and I do not join anything before making some serious research.
I’ve heard about this company (AIOP) many times, but overlooked it.
On a few occasions I had a peep at this affiliate program. It kept coming back to be promoted for different clients, but never did I give it more attention. Until a few months ago when I decided to do a clean up and to remove several of my subscriptions that were not all that financially productive anymore. Then I suddenly had a bit of extra time on my hands, so I decided to have a serious look at compensation plan.
It sounded a bit like the too many hype we see online. But I decided not to let my first impression get in the way. So I went on doing my research with an open mind. Signed up, contacted the sponsor and decided that this is the right way to build online business, earn profits to go to the next level.
Company Pays 100% commissions! Unique compensation plan. See how paid members are placed under you. Take the free tour and learn how you can start working from home and make real money.
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” Marketing plan uses viral strategy. It is hard to build online business alone without the team.”
I have been working 50+ hours in a dead-end low paid job.
When one day a miracle marketing formula came to me… Click the image below.
Seth Godin said it years ago “Marketers are all liars”
Many people online appreciate those who can report on what is going on in their niche. The sheer volume of content makes it impossible to be aware critical information they need to find success. Therefore, in the role of a reporter, you can create valuable content for your audience.
If you plan to use your blog as your primary source of income then patience and persistence is a virtue.
Finding your blogging voice will take time, practice and action. With time your own voice will begin to manifest.
As I suggested in point three reading other blogs about blogging is a good way to learn your art. You can also find other blogs in your niche to see what they write about. Commenting on articles you see and like helps build those connections. Don’t be afraid to reach out to other bloggers to ask questions.
Depending on your situation having your own space to work from is critical for your productivity and organization. It could be like this one tucked into a small corner in a room or using a large closet or clearing a corner in that overfilled garage. This gives you the psychological advantage of having an actual “place” to go where you do your work. It also gives you a space to keep all your tools for working online, including any hard copy files, and your computer. This saves on time and effort. If you are using the kitchen table once everyone is out of the house, you need to clear off the surface them got fetch all the items you need to get to work. This can be a big disincentive to actually getting to work. Without that workspace to go to each day, it can create a huge disincentive and create procrastination things you want to avoid if your time online is to be productive.
This falls under the category of discipline. If you are used to going to a job or still do, working from home can seem quite liberating, until you realize you’ve spent the whole day outside gardening, or baking, or shopping! That’s why you need to set a start time to be at your home office. Obviously, this could change from day to day. If you have a job outside the home and you have different start days, it would be beneficial to put a start time in your calendar to remind you what time you need to be at your home office. The more you treat working from home just like any other business or job the better your results are going to be. Make the time you spend at your home office realistic. Unrealistic plans can be counterproductive. When you first start doing this you might find it a bit of a juggling act. But stick to it. Even if you don’t always sit down when you plan to, be persistent in setting the time you will be at your desk. Failing to use this strategy can often lead to the loss of the vision you had when you decided working from home in your own business would be the answer to living a life of your dreams.
It’s best to set that scheduled time to be at your home office around a time when you are less likely to face family interruptions. But you also need to get an agreement with family members. Set some basic parameters or rules. If you plan to work for two hours each evening after dinner, then get the family to buy into that. Explain the reasons this time is important to you…and to them. See if you can’t get a voluntary agreement, rather than just laying down an authoritarian rule that has to be followed! Flexibility is a key here. But beware, flexibility can quickly become an excuse for not doing the important work of building your business dream online. First set the standard, be strict with yourself an family or you will never get this idea of your special time to sink in. Once the family understands how serious you are about respecting your hours in your home office, then you can allow yourself to be flexible in taking part in a spur of the moment family events.
Dreams need to be big, but goals are the opposite. They need to be small manageable steps you can accomplish within a comfortable time frame that move you closer to that big dream. The rule of thumb is never to focus on more than three goals each day. If you have limited time you might focus on accomplishing one step in an overall larger plan. However, you set goals for yourself, be sure to write them down. Writing down a goal is the first basic step in accomplishing it. Click here to see a great article
Working from home an be a dream come true. Using the strategies I’ve outlined above will definitely help you make the transition from working outside the home to working productively in your home office. However, the unexpected will happen no matter how prepared you are. Be willing to bend in the face of some unexpected circumstance. Adhering to a schedule when things have gotten out of hand isn’t good from your sanity. Sometimes it’s been to just go with the flow than try to resist. You’ll know when these events happened. Always be wary that you are not using events as excuses. But flexibility is a marketing skill that will serve you well over the long run.
Successful people understand that it takes work, effort, and investment of time and money to get a good return on that investment.
Make sure that any program you want to join or promote has a good product behind it.
Building a business online takes time. It doesn’t happen overnight. But for people who haven’t invested, they don’t have much in the game. Therefore, when things get a little tough they walk away in disgust and say it doesn’t work.
If you are going to be successful online you need to have an email newsletter list. It is that simple.
This seems like a very simple idea. All the previous steps are about taking action.
